Doral, Florida Personal Insurance
If you need Auto, Home, Umbrella or any other personal insurance coverage, we can assist you with your desired personal insurance needs.
Your insurance protection is important to protect your family from any unforeseen event that may be a burden to your family in the future. Our personal lines staff is here to answer a
All of the Insurance companies we represent provide a wide range of auto Insurance products at a fair price. Your price gets even better if you qualify for any of our available discounts. When applying for auto Insurance in Doral, Florida, you're usually asked whether you want collision and/or comprehensive coverage, how high you want your deductible to be, what liability limits you want, and whether you want any types of optional coverage. We can help you understand what these terms mean and how much coverage is right for you.
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Condo Insurance
Even though Condo owners pay a mortgage and make their own repairs like any traditional homeowner would, they share some similar circumstances similar to those of renters. This is because their home is attached to other condo owner's homes and they share a building or complex. This creates some unique circumstances and risks. The Herrera Insurance Group, LLC can help build a Condo Owners policy that fits the needs of your Florida condo.
Flood Insurance
Flood damage can be devastating for any family, and most flood losses are not covered by your standard home insurance policy. Also, don't rely on the federal government to assist you in the event of a massive flood situation.
Your standard Florida flood insurance policy would apply to homes, condos, mobile homes, businesses, and rentals that are in flood zone areas. Typically, your flood insurance policy is dependent on your flood zone risk.
Homeowners Insurance
Your home is the usually the biggest purchase you will make and is your most valuable asset. If you have any damage, you need a Florida insurance agent that will find the best company to fit your needs and settle your claims quickly. At The Herrera Insurance Group, LLC, we will help you find the right fit for your needs with providing quality service and affordable pricing.
Jewelry Floaters
Home insurance floaters are commonly purchased for jewelry. Under your basic homeowner’s insurance policy, you have very limited coverage for valuables that are easily transportable due to the high risk of loss to such items. A jewelry floater provides a higher dollar amount of coverage that protects against financial loss from the damage or theft of valuable jewelry
Landlord Insurance
Landlord or Dwelling Insurance covers those property owners that rent out one or more of their properties including homes, apartments or condos. A landlord needs to have protection from any loss that may occur to their rental property like fire or severe weather. You can also get insurance that will help cover the loss of income since your property can’t be rented due to a loss.
Personal Umbrella
Umbrella insurance is there to protect you if you are liable for something big. Similar to an umbrella, it is there to fill in coverage caps that you may have from your other insurance policies.
For example, if you're in a big car accident and need to cover replacement and medical costs, umbrella insurance can help in these extra costs. Instead of just having your normal auto insurance coverage, Florida umbrella insurance gives you the additional coverage you may need.
Renters Insurance
You may be speculative why it's necessary to hold a renters insurance. Rental properties, particularly apartments are thought-about risky once it involves potential claims. You share a building with plenty of individuals where fires, theft, and water harm are sometimes frequent. There are many potential risks and your property is in danger. The items you own are valuable and you should shield them from a loss. Besides, renters insurance in most cases is extremely cheap.
SR 22
SR-22 filing sometimes referred to as SR-22 Insurance in Florida can be confusing and stressful to deal with so be sure to discuss with us the questions you have.
An SR-22 is not actually insurance, but rather a certification that an insurer files to vouch for a risky driver. It's a way to verify insurance with the minimum liability coverage limits for drivers who have been ordered to obtain this by a judge.
Find the life insurance coverage that best fits your needs.
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