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Sep 21, 2021

The Evolution of our work environment

It has been a rough year and a half for many businesses, employees, and customers. We are hit with a new reality that many employees desire to work from home or come to the office a couple of days a week. How will this new work environment affect the overall productivity of our businessed and impact clients needs?


Not prioritizing our relationships with employees , vendors and customer will give an advantage to our competitors. When we dont address the needs of our employees we are left empty handed as our valuable talent finds a new employeer that can be more accomodating.


As the price of raw materials increases, the lack of availability of many products, and not having enough employees to run operations successfully we find that we must provide new inventive ways to reach clients and maintain the dedication to providing excellence through our businesses.


How can a small business handle the ever-changing dynamics of a new work environment? We must emphasize in providing innovative ways to operate


in a virtual environment. Using the everchanging technology to our advantage. Many of our clients have a smartphone, computers that we can do zoom calls, we might also take advantage of various social media platforms that we can use.


Yes, we can use the dreaded social media to our advantage to keep up with clients and given them another tool to know us and our company goals.


Keeping the clients in the loop of new products availability and letting them know we are available when they are. 


I find that keeping good communication on a regular basis with my clients has allowed me to stay relevant to their ever-changing needs.


Remember always that whether we're in a virtual office or a brick and mortar we must focus on keeping the dynamics of our relationship alive.

21 Sep, 2022
Many companies would have you believe that bundling home and auto would save you money. That might have been the case few years ago but  according J.D. Power many cunsumers have seen a benefit is breaking up policies due to increases in auto insurance premiums. (Insurance Jornal) Overall satisfaction and retention rates have fallen within the averge consumer due to the rising auto premiums increases in loss cost due to rising claims. "Sky-high auto loss costs and resultant auto premium increases are creating ripple effects throughout the insurance industry and, as a result, one area that is being severely disrupted is the home and auto insurance bundle,” said Robert M. Lajdziak, director, global insurance intelligence at J.D. Power. “Homeowners, and particularly bundlers, have traditionally been less price-motivated than the typical monoline auto customer, but we are beginning to see cracks in that foundation. That puts the focus for insurers squarely on the overall brand experience their customers are receiving—across all lines—and on understanding how changes in one area, such as telematics adoption in an auto policy, can affect the entire customer journey.” If you would like a free no obligation quote for your home or auto please contact our offices at (305) 264-0177
01 Sep, 2022
Hurricae season is in effect from June 1 to November 30. Dont wait till there is a loss to check your homeowners policy .Here are some guidelines to assist you through the season. 1.. Check your homeowners policy to confirm you have the correct coverage. Review with your agent that the coverage for your structure is correct. If you have other structures such as fence , pool, deck that it is covered under other structure. 2.Make sure that you have adequate personal property. Personal property does not cover valuable jewels, art or furs. These must be scheduled under a jewlers block policy. 3. Review carefully your insurance policy to confirm you are covered for hurricane (wind/hail ). 4. Homeowners Policies exclude flooding make sure if you are in a flood zone to have a separate flood policy. it is important to annually review your policy as your insurance needs might have changed .  if you would like a free no obligation review of your current policy please contact our office and we will be happy to assist you (305) 264-0177
30 Jun, 2022
Did you know that your General Liability coverage excludes injuries to yourself and to your employees? Florida law requires employers to purchase workers' compensation coverage. Under a workers' compensation policy, employees are compensated for occupationally incurred injuries, regardless of fault. This coverage makes employers immune from some injury lawsuits by employees. If you have employees, you must provide a safe working environment and the right protection. Worker's Compensation insurance covers both you and your employees after a work-related injury or illness. As the employer, you will have peace of mind by allowing your business to flow and avoid expensive civil litigation that can eat at your profits.  Worker's compensation provides support to the injured employee helping them recover and return to work quickly. Let us assist you in getting the adecuate coverage . We value your business
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